The Vinsanto II First-Come, First-Served Sales Release is happening tomorrow in Livermore at 11AM! Stop by the Vinsanto sales office today with a completed pre-qualification letter from a Ponderosa preferred lender to be placed on the priority list. Four of our best home sites, lots 7, 8, 9 and 10 will be released for purchase.

Residence 1 features approximately 2,822 sq. ft. of living space with 4 bedrooms, 3 baths and an optional den at dining. Residence 2 at Vinsanto II offers approximately 3,168 sq. ft. with 4 bedrooms, 3.5 baths and a loft (additional bedroom optional available at loft space). Both residences present distinctive exterior details and exquisite interior appointments.

These residences are GreenPointe Rated energy-efficient homes and include energy-saving features such as tankless water heaters with a 95% efficiency rating, radiant barrier roof sheathing, dual-pane windows and sliding doors with Low-E glass.

Carefully planned kitchens are a chef’s dream, featuring elegant granite countertops, premium stainless steel GE Profile appliances and beechwood cabinetry.

Plus, you’ll have the opportunity to customize your home with upgraded countertops, appliances, cabinetry, closet organizers, home theater surround sound, stylish window coverings, crown moulding, flooring and much more!

Don’t miss out on living at Vinsanto II in Livermore!

With California in a drought, we all must do our best to conserve and be environmentally conscious. Bay-Friendly Landscaping & Gardening Coalition is here to help! The non-profit organization works in partnership with property owners, public agencies and the landscape industry to bring a sustainable gardening lifestyle to the Bay Area, cut down on waste and pollution, create stunning landscapes and conserve natural resources in the area.

The organization is here to make your transition to a sustainable, drought-tolerant garden easy! Their tools, practices and seven principles will help your landscaping thrive while conserving both water and energy.

To become a member of the Bay-Friendly Landscaping & Gardening Coalition, click here.

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Hip, hip hooray – it was our 30^th birthday yesterday! Thanks everyone for coming out and helping us celebrate this grand anniversary.

Back in 1985, a small group of us started this company not knowing about the amazing innovations the homebuilding industry would bring us by 2015, but we always knew the joy we brought homeowners would last for years to come.

Thank you to Megan and her wonderful event planning company, Enjoy Events Co., for a fun-filled evening, Florali for their gorgeous flower arrangements and Paula LeDuc Fine Catering for their delicious eats!

Here’s to 30 (plus) more years in building industry!

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Come out next Saturday, February 28th for the Phase 7 sales release at Cameron Place in Pleasanton. Potential purchasers must be pre-qualified by 4pm on February 27th, 2015 with one of Ponderosa Homes’ preferred lenders to participate!

This phase of homes will be sold by lottery on February 28th, with prices expected to start in the high $1,000,000s. Lottery and sales release guidelines are available upon request.
Things you need to know to purchase in Phase 7:

1. Preview the site map, floor plans and amenities online:
http://www.ponderosahomes.com/northern-california/cameron-place-in-pleasanton/.

2. Then contact one of Ponderosa’s preferred lenders to get
pre-qualified for financing or to have liquid cash assets verified for a
cash purchase. Pre-qualification letters from outside lenders will not be accepted. Contact them early; do not wait until the last minute.

Omni Mortgage: Charlene Low at 800-719-9898 Toll Free Voice

Wells Fargo: Devoreaha (Devora) Smith at 877-868-0295 or Email at [email protected]

3. Bring your pre-qualification letter to Cameron Place by Ponderosa Homes, located at 2157 Cameron Circle, Pleasanton, CA 94588, during business hours (Thurs – Sun, 10am – 5pm and Mon, 2 – 5pm) and you will be entered in the lottery for Phase 7. Registration for Phase 7 will end on Friday, February 27 at 4pm.

And don’t miss out on your opportunity to own our featured home: Homesite 18. This home boasts up to approximately 3,725 square feet of living space with 4 bedrooms and 4.5 baths plus study.

See you on February 28th!

Cameron Place

2157 Cameron Circle

Pleasanton, CA 94588

925.399.5798

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We’re thrilled to announce our featured home at Cameron Place in Pleasanton! This Residence Three home offers a single-story plan with approximately 3,725 square feet of living space, 4 bedrooms and 4.5 baths plus study. Priced at $1,818,900, this Craftsman home features a 4-car garage, top-of-the-line GE Monogram® kitchen appliances and Kohler® plumbing fixtures.

Don’t miss your chance to own this coveted home at Cameron Place in Pleasanton! Hurry as opportunities to customize this home will be limited after February 10.

To make sure you’re always in the loop and up to date with everything happening in your community, be sure to LIKE the Ponderosa Facebook page. 

Coventry Phase I Sales Release – January 17, 2015 – Potential purchasers must be pre-qualified by 4pm on January 16, 2015 with one of Ponderosa Homes’ preferred lenders to participate!

Phase I of Coventry in Livermore will be available for sale on Saturday, January 17. This first phase of homes will be sold by lottery on Saturday, January 17. Prices are expected to start in the low $700,000s. Lottery and sales release guidelines are available upon request.

Things you need to know to purchase in Phase I:

1. Preview the site map, floor plans and amenities online at: http://www.ponderosahomes.com/northern-california/coventry-livermore/.

2. Then contact one of Ponderosa’s preferred lenders to get pre-qualified for financing or to have liquid cash assets verified for a cash purchase. Pre-qualification letters from outside lenders will not be accepted. Contact them early; do not wait until the last minute.

Omni Mortgage: Charlene Low at 800-719-9898 Toll Free Voice

Wells Fargo: Devoreaha (Devora) Smith at 877-868-0295 or Email at

[email protected]

3. Bring your pre-qualification letter to Coventry by Ponderosa Homes, located at 2157 Cameron Circle, Pleasanton, (925) 399-5798, during business hours (Thurs –  Sun, 10am –  5pm and Mon, 2 –  5pm) and you will be entered in the lottery for Phase I. Registration for Phase I will end on Friday, January 16 at 4pm.

Coventry

1521 Morning Glory Circle

Livermore, CA 94551

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Happy Holidays! Get ready to celebrate the season with new homes from Ponderosa! Enjoy this joyous time of year with family and friends in a dream place to call your very own.

Cameron Place and Ivy Lane in Pleasanton and Vinsanto II and Coventry in Livermore offer everything your growing family wants and needs in a new home – so what are you waiting for?

Visit PonderosaHomes.com for more details on these gorgeous new residences.

To make sure you’re always in the loop and up to date with everything happening in your community, be sure to LIKE the Ponderosa Facebook page. 

The life you’ve always envisioned awaits you at Ivy Lane in Pleasanton! This new neighborhood reflects the small-town comfort and charming city allure of this classic community, which was recently named #4 on 24/7 Wall St.’s list of America’s 50 Best Cities to Live In.

Pleasanton also makes education a top priority. Both of our high schools rank among the top 2% of US News & World Report’s Best High Schools in America.

We embrace a higher standard of living. Pleasanton was ranked as #3 in Highest Earning Cities in America. Money Magazine named the city one of the 50 Best Places to Live in the Nation, and the data analysis site, NerdWallet, declared Pleasanton as one of the Top Twenty Cities in Northern California.

With the arrival of Ivy Lane, fresh opportunities to live in Pleasanton are now available.

These thoughtfully designed single-family residences feature modern conveniences and innovative amenities. Offering  up to approximately 2,656 square feet of living space, with up to 4 bedrooms, 4 baths and a bonus room, these excellent homes include everything you desire in an officially outstanding community.

To make sure you’re always in the loop and up to date with everything happening in your community, be sure to LIKE the Ponderosa Facebook page. 

As a future homeowner, are you aware of the new lender regulations that went into effect in 2014? These new regulations or the “ability-to-repay-rule” alter the qualification requirements and the types of mortgages that are given to prospective homebuyers.

“Safe or qualified mortgages” are mortgages that the lender can make a reasonable determination on and ensure can be paid back by the borrower – with lenders being protected from lawsuits from potential homeowners.

Here are a few changes that have been made by the Consumer Financial Protection Bureau:

1. A qualified mortgage must have reasonably low fees

2. A loan cannot be interest-only.

3. Borrowers cannot have a total monthly debt (this includes mortgage payments) that exceeds forty three percent of their gross income.

So, why is it a great idea to start talking to a lender and get pre-approved to purchase before a sales release?

This back to basics lending approach insures that loans will not be defaulted on as they were between 2005 and 2008, when fifty percent of borrowers would not have qualified under the “ability to-repay-rules.” Under the new rules, mortgage-servicing companies must send monthly statements that show how payments are credited to the loan and credit payments the day they arrive.

And it’s important to note that being pre-qualified is different than being pre-approved. Pre-qualification is an unofficial estimate of the dollar amount you can afford in your new home purchase. In this case, the loan officer makes an educated guess about your ability to purchase a home that is based on your verbal or written submissions of income, finances and stated credit history.

However, getting pre-approved carries a much larger weight in the mortgage and real estate industry because this approval is based on official documentation of tax returns, bank statements, business licenses and more. The lender then analyzes this documentation as well as your credit report and employment verification to determine your eligibility. They will then produce a letter of pre-approval that certifies that you have the necessary resources to afford a home listed at a specific amount. This letter also will specify the interest rate you are qualified to obtain based on your credit approval. Once you have selected the property you wish to purchase and are under contract to purchase, your interest rate will be locked in. Sellers love pre-approved buyers because they have proof that the buyer has the necessary financial backing and is prepared to pay the listed price. Many sellers won’t consider offers from buyers without pre-approval letters.

To make sure you’re always in the loop and up to date with everything happening in your community, be sure to LIKE the Ponderosa Facebook page.

To make sure you’re always in the loop and up to date with everything happening in your community, be sure to LIKE the Ponderosa Facebook page.