Designated Lenders

Designated Lenders

Throughout our history, Ponderosa Homes has practiced careful research and relationship building to offer our homebuyers the most competitive lending resources available. Review the lists we have assembled. You are not required to select from these lenders, but having worked with them in the past, we believe they fully understand our process, procedures and the value of our homes. Before purchasing a Ponderosa home or participating in our sales release process, you may be required to obtain a loan pre-approval qualification from one of our Designated Lenders.

Please check with the Community Sales Manager and obtain current sales release and mortgage pre-approval requirements.


Omni Mortgage
55 Civic Center Dr.
Campbell, CA 95008
Charlene Low
Senior Residential Analyst
Email: [email protected]
Phone: (925) 224-8700
Toll Free: (800) 719-9898
Toll Free Fax: (888) 402-6669
NMLS ID: 235197
CA DRE ID: 00654253


US Bank
1333 N. California Blvd.
Walnut Creek, CA 94596
Ron Findlay
Mortgage Loan Officer
Email: [email protected]
Phone: (925) 895.8707
NMLS ID: 940325


Wells Fargo Home Loans
Melinda Pacheco
Home Mortgage Consultant
NMLSR ID 459616
5075 Hopyard Rd., Ste 200
Pleasanton, CA 94588
Email: [email protected]
Phone: (925) 785.8125


Safe Credit Union
Kurt Kessler
508 Contra Costa Blvd., Suite S
Pleasant Hill, CA 94523
NMLS ID: 365130
Senior Mortgage Officer, CMPS®
Email: [email protected]
Phone: (925) 953.3986
Fax: (925) 969.9217


US Bank
50991 Washington Street
La Quinta, CA 92253
Karen Ross
Mortgage Loan Originator
Email: [email protected]
Phone: (818.419.0949)
NMLS ID: 576282